Free EFT Enrollment Services
To Ensure Your Healthcare Practice Receives No-Fee EFTs
from all major healthcare insurance payers. Stop waiting on paper checks. Eliminate virtual credit card fees. Get every insurance payment deposited directly to your bank account.
Benefits of EFT Enrollment
Get Paid Faster
EFTs arrive approximately 10 business days faster than physical checks. No more waiting weeks for the mail or wondering whether a payment is lost in transit.
Save Fees
Receive free EFTs and avoid check processing fees or virtual credit card surcharges that eat into your revenue.
Limit Embezzlement
Every insurance payment goes directly to your bank account, eliminating the risk of lost checks or diversion by staff.
EFT Enrollment Steps by Payer
Select an insurance payer below for step-by-step EFT enrollment instructions.
Aetna
How do I enroll for Aetna EFTs?
Register through aetnadental.com's EFT/ERA section with your TIN, NPI, and banking details.
View stepsAltus Dental
How do I enroll for Altus Dental EFTs?
Log in at altusdental.com, select Direct Deposit, and submit your bank account and routing number.
View stepsAmeritas
How do I enroll for Ameritas EFTs?
Register at Ameritas's ePayment center with your Tax ID, NPI, and practice details.
View stepsAnthem
How do I enroll for Anthem EFTs?
Register at the EnrollSafe enrollment hub, which replaced CAQH EnrollHub for Anthem EFT.
View stepsBlue Cross Blue Shield
How do I enroll for Blue Cross Blue Shield EFTs?
BCBS is a federation of local plans — most enroll via Availity Transaction Enrollment or EnrollSafe.
View stepsCigna
How do I enroll for Cigna EFTs?
Log in to CignaforHCP.com and navigate to the EFT enrollment section.
View stepsDelta Dental
How do I enroll for Delta Dental EFTs?
Log in to Delta Dental's provider portal and select EFT and ERA.
View stepsDominion National
How do I enroll for Dominion National EFTs?
Register at Dominion National's ePayment center with your Tax ID, NPI, and practice details.
View stepsGuardian
How do I enroll for Guardian EFTs?
Enroll through ECHO Health's EFT/ERA Direct portal using your TIN and an existing Guardian EOB.
View stepsHumana
How do I enroll for Humana EFTs?
Use the ERA/EFT Enrollment app in Availity Essentials under Humana Payer Spaces.
View stepsLincoln Financial
How do I enroll for Lincoln Financial EFTs?
Complete ECHO Health's EFT/ERA enrollment form and email it to ECHO's EDI team.
View stepsMetLife
How do I enroll for MetLife EFTs?
Register at MetLife's ePayment center with your Tax ID, NPI, and practice details.
View stepsPrincipal
How do I enroll for Principal EFTs?
Enroll through ECHO Health's EFT/ERA Direct portal for Principal only or for all payers.
View stepsSun Life / DentaQuest
How do I enroll for Sun Life / DentaQuest EFTs?
Log in to the DentaQuest provider portal and sign up for EFT under Practice Tools.
View stepsUnited Concordia
How do I enroll for United Concordia EFTs?
Log in at unitedconcordia.com, select Electronic Funds Transfer, and provide your bank details.
View stepsUnited Healthcare
How do I enroll for United Healthcare EFTs?
Register at UHC Dental's ePayment center with your Tax ID, NPI, and practice details.
View stepsGet Your Free EFT Enrollment Guide
Enter your email to receive a step-by-step guide covering EFT enrollment for every major insurance payer — delivered straight to your inbox.
Frequently Asked Questions
What is an EFT and why should my practice enroll?
EFT (Electronic Funds Transfer) is a direct deposit of insurance payments into your practice's bank account. Enrolling replaces paper checks and virtual credit cards, getting you paid ~10 business days faster with zero transaction fees.
Is there a cost to receive EFTs from insurance payers?
No. Major insurance payers offer EFT enrollment at no charge to providers. In contrast, virtual credit cards often charge processing fees of 2–4% per transaction.
How long does it take to enroll in EFT?
Most payer enrollments take 5–15 minutes online. After submitting your Tax ID, NPI, and bank details, payments typically switch to EFT within 1–2 billing cycles.
Can Fincura help me enroll for EFTs?
Yes. Fincura offers free EFT enrollment assistance. Schedule a free 30-minute consult and we'll walk you through the process for every payer you work with.
Need help enrolling
for EFTs?
Schedule a free 30-minute consultation and we'll walk you through EFT enrollment for every payer your practice works with.